A
BCS Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
6.31
Risk Adjusted
Capital Ratio #2
3.77
Loss
Ratio
68.00%
Total
Assets
418.79M
Capital
160.43M
Net
Premiums
69.72M
Net
Income
6.43M
My Lists My Alerts
Weiss Ratings BCS Ins Co
Oakbrook Terrace, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating A
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 7.00
Profitability Index 8.30
Reserve Adequacy Index 9.40
Stability Index 7.10
Company Info BCS Ins Co
Oakbrook Terrace, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry P&C
NAIC Number 38245
Phone Number (630) 472-7700
Website www.bcsf.com
Address Two Mid America Plaza Oakbrook Terrace, IL 60181
Balance Sheet BCS Ins Co
Oakbrook Terrace, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 418.79M
Capital and Reserves BCS Ins Co
Oakbrook Terrace, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 6.31
Risk-Adjusted Capital Ratio #2 3.77
1-Year Reserve Development -720.00%
2-Year Reserve Development -970.00%
Capital 160.43M
Premium to Surplus 80.00%
Reserves to Surplus 40.00%
Investments BCS Ins Co
Oakbrook Terrace, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios BCS Ins Co
Oakbrook Terrace, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting 100.00%
Combined Ratio 100.00%
Expense Ratio 30.00%
Loss Ratio 68.00%
Net Premium Growth 10.00%
Other Medical BCS Ins Co
Oakbrook Terrace, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability BCS Ins Co
Oakbrook Terrace, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income 6.43M
Net Premium 69.72M
Health Premium --