B
Samsung Fire & Marine Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
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Major Rating Factors: Fair overall results on stability tests (3.9 on a scale of 0 to 10) including weak results on operational trends. The largest net exposure for one risk is acceptable at 2.1% of capital. Strong long-term capitalization index (9.4) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (7.0) that can protect against increases in claims costs.
Other Rating Factors: Excellent profitability index (8.6) with operating gains in each of the last five years. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors: R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Comm multi (28.1%), personal/comm auto (5.0%), product liab. (4.4%), work comp (1.7%), fire (0.7%), other (60.1%)
Licensed in: All states except AK, MS, MT, ND, SD, WY, also licensed in VI
Principal Investments: Investment grade bonds (76.5%), cash (23.5%)
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Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
105 Challenger Road
Ridgefield Park, NJ 07660
Phone Number
(201) 807-6720
NAIC Number
38300
Largest Affiliates
No affiliate information available.