E
First Surety Corp
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings First Surety Corp
Charleston, WV
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Rating E
Capitalization Index 2.80
Investment Safety Index --
Liquidity Index 8.90
Profitability Index 2.30
Reserve Adequacy Index 3.70
Stability Index 0.00
Company Info First Surety Corp
Charleston, WV
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Industry P&C
NAIC Number 38504
Phone Number (304) 720-1985
Website --
Address 179 Summers Street Charleston, WV 25301
Balance Sheet First Surety Corp
Charleston, WV
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Total Assets 29.99M
Capital and Reserves First Surety Corp
Charleston, WV
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Risk-Adjusted Capital Ratio #1 0.64
Risk-Adjusted Capital Ratio #2 0.47
1-Year Reserve Development 400.00%
2-Year Reserve Development 3,300.00%
Capital 6.26M
Premium to Surplus 40.00%
Reserves to Surplus 120.00%
Investments First Surety Corp
Charleston, WV
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios First Surety Corp
Charleston, WV
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Medical Loss Ratio --
Cash From Underwriting 40.00%
Combined Ratio 130.00%
Expense Ratio 80.00%
Loss Ratio 52.64%
Net Premium Growth 10.00%
Other Medical First Surety Corp
Charleston, WV
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability First Surety Corp
Charleston, WV
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Net Income 653.74K
Net Premium 2.08M
Health Premium --