Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
99
105
204
51.47%
38.98%
2024
440
130
570
22.81%
39.58%
2023
194
140
334
41.92%
36.96%
2022
1,359
249
1,608
15.49%
37.07%
2021
473
240
713
33.66%
39.17%
2020
1,006
321
1,327
24.19%
35.42%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
12
159
171
92.98%
95.15%
2024
7
162
169
95.86%
96.08%
2023
2
62
64
96.88%
95.22%
2022
2
64
66
96.97%
96.00%
2021
0
33
33
100.00%
93.58%
2020
3
88
91
96.70%
94.02%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
94.16%
2024
0
0
0
0.00%
92.29%
2023
0
0
0
0.00%
92.52%
2022
0
0
0
0.00%
92.14%
2021
0
0
0
0.00%
91.74%
2020
0
0
0
0.00%
93.85%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
34
621
655
94.81%
83.87%
2024
26
629
655
96.03%
81.44%
2023
22
607
629
96.50%
74.87%
2022
10
482
492
97.97%
72.69%
2021
9
455
464
98.06%
79.01%
2020
2
237
239
99.16%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
114
1,108
1,222
90.67%
13.25%
2024
132
974
1,106
88.07%
12.32%
2023
128
786
914
86.00%
16.34%
2022
133
489
622
78.62%
11.13%
2021
107
428
535
80.00%
18.93%
2020
61
316
377
83.82%
20.93%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
41
42
97.62%
84.76%
2024
7
34
41
82.93%
84.35%
2023
3
34
37
91.89%
68.07%
2022
3
43
46
93.48%
77.84%
2021
2
49
51
96.08%
84.45%
2020
0
46
46
100.00%
83.02%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
23
70
93
75.27%
63.59%
2024
21
109
130
83.85%
63.97%
2023
8
64
72
88.89%
62.55%
2022
19
70
89
78.65%
56.52%
2021
24
94
118
79.66%
62.74%
2020
18
59
77
76.62%
61.51%