Major Rating Factors:
Strong long-term capitalization index (9.9 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Ample reserve history (8.2) that helps to protect the company against sharp claims increases. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Other Rating Factors:
Good overall profitability index (5.7) with operating gains in each of the last five years. Return on equity has been low, averaging 3.8% over the past five years. Good overall results on stability tests (5.1) despite. The largest net exposure for one risk is conservative at 1.4% of capital.
Stability Factors:
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
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Licensed in:
AR, CA, CO, CT, GA, IA, IL, IN, KS, LA, MI, MT, NE, NJ, NM, NV, NY, OH, OK, PA, SD, TN, TX, UT, WA, WI, WV
Principal Investments:
Common stock (61.2%), investment grade bonds (35.0%), cash (0.9%), preferred stock (0.5%), other (2.4%)
Corporate Info
Group Affiliation
Berkshire Hathaway Inc
Investment Rating
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Company Address
1314 Douglas Street
Omaha, NE 68102
Omaha, NE 68102
Phone Number
(402) 916-3000
NAIC Number
39136
Website
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Largest Affiliates