Major Rating Factors:
Good overall profitability index (5.4 on a scale of 0 to 10). Fair overall results on stability tests (4.8) including. The largest net exposure for one risk is excessive at 5.5% of capital. Strong long-term capitalization index (7.8) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
History of adequate reserve strength (6.9) as reserves have been consistently at an acceptable level. Superior liquidity (9.5) with ample operational cash flow and liquid investments.
Stability Factors:
Principal Lines of Business:
Personal/comm auto (11.2%), homeowners (6.5%), fire (3.9%), comm multi (2.6%), fin guar/surety (1.3%), med mal (0.9%), work comp (0.6%), product liab. (0.1%), other (72.7%)
Licensed in:
AK, AZ, CA, CO, DE, FL, IA, ID, IL, IN, LA, MN, MO, MT, ND, NE, NM, NV, OH, OR, SC, SD, TN, TX, UT, VA, WA, WY
Principal Investments:
Common stock (82.5%), investment grade bonds (13.1%), preferred stock (1.1%), non investment grade bonds (1.0%), cash (0.3%), other (2.0%)
Corporate Info
Group Affiliation
Berkshire Hathaway Inc
Investment Rating
--
Company Address
1314 Douglas Street
Omaha, NE 68102
Omaha, NE 68102
Phone Number
(402) 916-3000
NAIC Number
27812
Website
Largest Affiliates