B
Columbia Ins Co
OmahaNE
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Good overall results on stability tests (5.8 on a scale of 0 to 10) despite. Stability strengths include good operational trends and excellent risk diversification. The largest net exposure for one risk is acceptable at 2.8% of capital. Strong long-term capitalization index (7.9) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. History of adequate reserve strength (6.9) as reserves have been consistently at an acceptable level.
Other Rating Factors: Superior liquidity (9.8) with ample operational cash flow and liquid investments. Fair profitability index (4.6).
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Personal/comm auto (10.3%), fire (5.7%), homeowners (5.7%), comm multi (2.8%), fin guar/surety (1.3%), med mal (0.9%), work comp (0.7%), product liab. (0.1%), other (72.4%)
Licensed in: AK, AZ, CA, CO, DE, FL, IA, ID, IL, IN, LA, MN, MO, MT, ND, NE, NM, NV, OH, OR, SC, SD, TN, TX, UT, VA, WA, WY
Principal Investments: Common stock (75.3%), investment grade bonds (16.7%), non investment grade bonds (1.0%), preferred stock (0.8%), cash (0.2%), other (5.9%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Berkshire Hathaway Inc
Investment Rating
--
Company Address
1314 Douglas Street
Omaha, NE 68102
Phone Number
(402) 916-3000
NAIC Number
27812
Largest Affiliates
A
Omaha, NE - P&C
B
Chevy Chase, MD - P&C
B
Stamford, CT - P&C
B
Chevy Chase, MD - P&C