Major Rating Factors:
Good overall results on stability tests (5.8 on a scale of 0 to 10) despite. Stability strengths include good operational trends and excellent risk diversification. The largest net exposure for one risk is acceptable at 2.8% of capital. Strong long-term capitalization index (8.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. History of adequate reserve strength (6.9) as reserves have been consistently at an acceptable level.
Other Rating Factors:
Superior liquidity (10.0) with ample operational cash flow and liquid investments. Fair profitability index (4.6) with operating gains in each of the last five years. Return on equity has been fair, averaging 16.1% over the past five years.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (10.3%), fire (5.7%), homeowners (5.7%), comm multi (2.8%), fin guar/surety (1.3%), med mal (0.9%), work comp (0.7%), product liab. (0.1%), other (72.4%)
Licensed in:
AK, AZ, CA, CO, DE, FL, IA, ID, IL, IN, LA, MN, MO, MT, ND, NE, NM, NV, OH, OR, SC, SD, TN, TX, UT, VA, WA, WY
Principal Investments:
Common stock (75.3%), investment grade bonds (16.7%), non investment grade bonds (1.0%), preferred stock (0.8%), cash (0.2%), other (5.9%)
Corporate Info
Group Affiliation
Berkshire Hathaway Inc
Investment Rating
--
Company Address
1314 Douglas Street
Omaha, NE 68102
Omaha, NE 68102
Phone Number
(402) 916-3000
NAIC Number
27812
Website
Largest Affiliates