Major Rating Factors:
Strong long-term capitalization index (7.4 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Excellent profitability index (8.3). Superior liquidity (9.0) with ample operational cash flow and liquid investments.
Other Rating Factors:
Excellent overall results on stability tests (7.7). Stability strengths include excellent operational trends and excellent risk diversification. The largest net exposure for one risk is conservative at 1.4% of capital. History of adequate reserve strength (5.1) as reserves have been consistently at an acceptable level.
Stability Factors:
Principal Lines of Business:
Personal/comm auto (15.0%), homeowners (12.8%), fire (4.9%), comm multi (4.4%), work comp (0.6%), other (62.3%)
Licensed in:
All states except HI, also licensed in Canada, GU, PR
Principal Investments:
Common stock (63.9%), investment grade bonds (30.1%), cash (0.9%), other (5.1%)
Corporate Info
Group Affiliation
Berkshire Hathaway Inc
Investment Rating
--
Company Address
400 Atlantic Street
Stamford, CT 06901
Stamford, CT 06901
Phone Number
(203) 328-5000
NAIC Number
22039
Website
Largest Affiliates