PLICO Inc
Major Rating Factors:
Strong long-term capitalization index (10.0 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (9.1) that helps to protect the company against sharp claims increases. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Other Rating Factors:
Fair overall results on stability tests (3.8) including negative cash flow from operations for 2025. The largest net exposure for one risk is excessive at 7.9% of capital. Weak profitability index (1.9).
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Med mal (99.4%), other (0.6%)
Licensed in:
OK
Principal Investments:
Investment grade bonds (49.7%), cash (33.8%), real estate (8.0%), other (8.4%)
Corporate Info
Group Affiliation
Berkshire Hathaway Inc
Investment Rating
--
Company Address
126 Harrison Avenue
Oklahoma City, OK 73104
Oklahoma City, OK 73104
Phone Number
(405) 815-4800
NAIC Number
39594
Website
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