B
Metropolitan General Ins Co
Warwick,  RI
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.60
Risk Adjusted
Capital Ratio #2
1.00
Loss
Ratio
72.23%
Total
Assets
555.77M
Capital
199.71M
Net
Premiums
421.22M
Net
Income
-5.68M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2022
1,047
123
1,170
10.51%
23.10%
2021
2,456
210
2,666
7.88%
22.81%
2020
2,206
199
2,405
8.27%
21.51%
2019
2,830
309
3,139
9.84%
22.66%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2020
0
3
3
100.00%
48.09%
2019
0
1
1
100.00%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2022
10
4
14
28.57%
37.07%
2021
15
16
31
51.61%
39.17%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
334
448
782
57.29%
12.32%
2023
169
350
519
67.44%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2022
152
91
243
37.45%
46.15%
2021
413
201
614
32.74%
46.87%
2020
453
166
619
26.82%
43.90%
2019
821
262
1,083
24.19%
42.09%