C
Explorer Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings Explorer Ins Co
San Diego, CA
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Rating C
Capitalization Index 2.70
Investment Safety Index --
Liquidity Index 6.20
Profitability Index 6.90
Reserve Adequacy Index 9.40
Stability Index 7.40
Company Info Explorer Ins Co
San Diego, CA
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Industry P&C
NAIC Number 40029
Phone Number (858) 350-2400
Website www.icwgroup.com/explorer-auto
Address 15025 Innovation Drive San Diego, CA 92128
Balance Sheet Explorer Ins Co
San Diego, CA
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Total Assets 1.16B
Capital and Reserves Explorer Ins Co
San Diego, CA
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Risk-Adjusted Capital Ratio #1 0.70
Risk-Adjusted Capital Ratio #2 0.46
1-Year Reserve Development -0.87%
2-Year Reserve Development -10.77%
Capital 286.93M
Premium to Surplus 155.65%
Reserves to Surplus 193.21%
Investments Explorer Ins Co
San Diego, CA
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 0.36%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Explorer Ins Co
San Diego, CA
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Medical Loss Ratio --
Cash From Underwriting 129.94%
Combined Ratio 99.55%
Expense Ratio 35.80%
Loss Ratio 63.76%
Net Premium Growth 2.90%
Other Medical Explorer Ins Co
San Diego, CA
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Explorer Ins Co
San Diego, CA
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Net Income 24.80M
Net Premium 446.59M
Health Premium --