B
Farmers Mutual Ins Co (WV)
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
6.26
Risk Adjusted
Capital Ratio #2
3.90
Loss
Ratio
33.42%
Total
Assets
26.51M
Capital
21.24M
Net
Premiums
3.43M
Net
Income
383.27K
My Lists My Alerts
Weiss Ratings Farmers Mutual Ins Co (WV)
White Hall, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 7.90
Profitability Index 8.40
Reserve Adequacy Index 5.80
Stability Index 4.50
Company Info Farmers Mutual Ins Co (WV)
White Hall, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry P&C
NAIC Number 40070
Phone Number (304) 366-1850
Website www.farmersmutual.com
Address 40 Moran Circle White Hall, WV 26554
Balance Sheet Farmers Mutual Ins Co (WV)
White Hall, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 26.51M
Capital and Reserves Farmers Mutual Ins Co (WV)
White Hall, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 6.26
Risk-Adjusted Capital Ratio #2 3.90
1-Year Reserve Development 0.00%
2-Year Reserve Development -20.00%
Capital 21.24M
Premium to Surplus 30.00%
Reserves to Surplus 0.00%
Investments Farmers Mutual Ins Co (WV)
White Hall, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Farmers Mutual Ins Co (WV)
White Hall, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting 120.00%
Combined Ratio 80.00%
Expense Ratio 50.00%
Loss Ratio 33.42%
Net Premium Growth 10.00%
Other Medical Farmers Mutual Ins Co (WV)
White Hall, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Farmers Mutual Ins Co (WV)
White Hall, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income 383.27K
Net Premium 3.43M
Health Premium --