Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
25
5
30
16.67%
23.88%
2024
35
12
47
25.53%
23.31%
2023
173
163
336
48.51%
22.83%
2022
215
206
421
48.93%
23.10%
2021
155
302
457
66.08%
22.81%
2020
699
1,137
1,836
61.93%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
49.08%
2024
0
0
0
0.00%
47.46%
2023
29
439
468
93.80%
47.29%
2022
1,863
3,917
5,780
67.77%
45.44%
2021
3,160
7,584
10,744
70.59%
44.40%
2020
2,442
7,484
9,926
75.40%
42.45%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
610
1,009
1,619
62.32%
38.98%
2024
841
1,649
2,490
66.22%
39.58%
2023
481
819
1,300
63.00%
36.96%
2022
485
739
1,224
60.38%
37.07%
2021
418
543
961
56.50%
39.17%
2020
328
364
692
52.60%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
223
545
768
70.96%
13.25%
2024
119
534
653
81.78%
12.32%
2023
76
382
458
83.41%
16.34%
2022
3,918
294
4,212
6.98%
11.13%
2021
6,064
408
6,472
6.30%
18.93%
2020
6,065
481
6,546
7.35%
20.93%