Blue Ridge Indemnity Co
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
150
7
157
4.46%
23.88%
2024
169
13
182
7.14%
23.31%
2023
146
20
166
12.05%
22.83%
2022
182
15
197
7.61%
23.10%
2021
0
0
0
0.00%
22.81%
2020
210
24
234
10.26%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
24
3
27
11.11%
49.08%
2024
18
3
21
14.29%
47.46%
2023
19
13
32
40.63%
47.29%
2022
24
23
47
48.94%
45.44%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
24
4
28
14.29%
42.44%
2024
19
9
28
32.14%
41.75%
2023
17
11
28
39.29%
38.64%
2022
5
11
16
68.75%
39.39%
2021
0
0
0
0.00%
40.41%
2020
8
1
9
11.11%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
96
10
106
9.43%
38.98%
2024
153
26
179
14.53%
39.58%
2023
40
11
51
21.57%
36.96%
2022
15
5
20
25.00%
37.07%
2021
0
0
0
0.00%
39.17%
2020
10
4
14
28.57%
35.42%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
18
2
20
10.00%
83.87%
2024
51
10
61
16.39%
81.44%
2023
118
5
123
4.07%
74.87%
2022
43
2
45
4.44%
72.69%
2021
0
0
0
0.00%
79.01%
2020
7
0
7
0.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,016
6
1,022
0.59%
13.25%
2024
975
12
987
1.22%
12.32%
2023
876
12
888
1.35%
16.34%
2022
1,074
15
1,089
1.38%
11.13%
2021
0
0
0
0.00%
18.93%
2020
897
0
897
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
4
6
10
60.00%
45.21%
2024
6
10
16
62.50%
45.23%
2023
8
10
18
55.56%
44.64%
2022
30
22
52
42.31%
46.15%
2021
0
0
0
0.00%
46.87%
2020
48
33
81
40.74%
43.90%
Warranty
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2,301
117
2,418
4.84%
3.84%
2024
2,601
1
2,602
0.04%
4.30%
2023
2,889
1
2,890
0.03%
4.57%
2022
4,126
3
4,129
0.07%
4.29%
2021
0
0
0
0.00%
5.64%
2020
3,808
6
3,814
0.16%
5.60%