B
Virginia Surety Co
Chicago,  IL
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.44
Risk Adjusted
Capital Ratio #2
1.21
Loss
Ratio
81.46%
Total
Assets
1.99B
Capital
343.84M
Net
Premiums
830.92M
Net
Income
14.26M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
23.88%
2022
0
0
0
0.00%
23.10%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2020
0
0
0
0.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1,275,746
13,557
1,289,303
1.05%
13.25%
2024
1,367,475
6,492
1,373,967
0.47%
12.32%
2023
1,369,692
8,043
1,377,735
0.58%
16.34%
2022
1,367,247
10,670
1,377,917
0.77%
11.13%
2021
574,628
9,374
584,002
1.61%
18.93%
2020
663,785
53,887
717,672
7.51%
20.93%
Warranty
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
10,331
0
10,331
0.00%
3.84%
2024
10,289
0
10,289
0.00%
4.30%
2023
11,388
0
11,388
0.00%
4.57%
2022
11,503
0
11,503
0.00%
4.29%
2021
7,553
0
7,553
0.00%
5.64%
2020
246,793
14,929
261,722
5.70%
5.60%