Dentists Ins Co
Major Rating Factors:
Strong long-term capitalization index (9.2 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Ample reserve history (9.4) that helps to protect the company against sharp claims increases. Excellent liquidity (7.6) with ample operational cash flow and liquid investments.
Other Rating Factors:
Good overall results on stability tests (6.6) despite negative cash flow from operations for 2024. Stability strengths include good operational trends and excellent risk diversification. Fair profitability index (4.5) with small operating losses during 2020. Return on equity has been low, averaging 1.8% over the past five years.
Stability Factors:
F - Negative cash flow.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Med mal (48.6%), comm multi (29.1%), work comp (21.2%), other (1.0%)
Licensed in:
All states except AL, DC, DE, FL, KY, ME, NC, NH, NY, RI, VA
Principal Investments:
Investment grade bonds (68.9%), common stock (23.4%), cash (1.5%), other (6.2%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
1201 K Street
Sacramento, CA 95814
Sacramento, CA 95814
Phone Number
(800) 733-0633
NAIC Number
40975
Website
Largest Affiliates
No affiliate information available.