Dentists Ins Co
Major Rating Factors:
Strong long-term capitalization index (9.3 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Ample reserve history (9.4) that helps to protect the company against sharp claims increases. Excellent overall results on stability tests (7.2). Stability strengths include excellent operational trends and excellent risk diversification. The largest net exposure for one risk is conservative at 1.0% of capital.
Other Rating Factors:
Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Fair profitability index (4.5).
Stability Factors:
L - Past results on our liquidity tests.
R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business:
Med mal (47.4%), comm multi (31.7%), work comp (19.9%), other (1.0%)
Licensed in:
All states except AL, DC, DE, FL, KY, ME, NC, NH, NY, RI, VA
Principal Investments:
Investment grade bonds (68.0%), common stock (23.6%), cash (1.4%), other (6.9%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
1201 K Street
Sacramento, CA 95814
Sacramento, CA 95814
Phone Number
(800) 733-0633
NAIC Number
40975
Website
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