Major Rating Factors:
Good overall results on stability tests (4.9 on a scale of 0 to 10) including excessive premium growth. Strengths include potentially strong support from affiliation with The Travelers Companies Inc. Fair reserve development (3.6) as reserves have generally been sufficient to cover claims. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Excellent profitability index (8.9). Excellent expense controls. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Fire (20.3%), comm multi (5.5%), other (74.2%)
Licensed in:
TX
Principal Investments:
Investment grade bonds (95.3%), cash (4.7%)
Corporate Info
Group Affiliation
The Travelers Companies Inc
Investment Rating
Company Address
One Tower Square
Hartford, CT 06183
Hartford, CT 06183
Phone Number
(860) 277-0111
NAIC Number
41262
Website
Largest Affiliates