D
American Resources Ins Co
Mobile,  AL
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.88
Risk Adjusted
Capital Ratio #2
0.56
Loss
Ratio
127.90%
Total
Assets
9.60M
Capital
2.82M
Net
Premiums
246.83K
Net
Income
-261.20K
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
4
5
9
55.56%
23.31%
2023
38
6
44
13.64%
22.83%
2022
55
2
57
3.51%
23.10%
2021
63
5
68
7.35%
22.81%
2020
42
5
47
10.64%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
4
3
7
42.86%
47.46%
2023
38
13
51
25.49%
47.29%
2022
50
17
67
25.37%
45.44%
2021
47
8
55
14.55%
44.40%
2020
50
7
57
12.28%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
14
2
16
12.50%
41.75%
2023
56
14
70
20.00%
38.64%
2022
58
12
70
17.14%
39.39%
2021
74
21
95
22.11%
40.41%
2020
78
31
109
28.44%
48.09%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
13.25%
2024
0
2
2
100.00%
12.32%
2023
3
1
4
25.00%
16.34%
2022
16
2
18
11.11%
11.13%
2021
8
15
23
65.22%
18.93%
2020
6
3
9
33.33%
20.93%