C
Amer Farmers & Ranchers Mutl
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.67
Risk Adjusted
Capital Ratio #2
2.01
Loss
Ratio
61.21%
Total
Assets
244.78M
Capital
98.74M
Net
Premiums
162.06M
Net
Income
29.00M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
2,382
60
2,442
2.46%
23.88%
2024
2,927
96
3,023
3.18%
23.31%
2023
2,638
363
3,001
12.10%
22.83%
2022
2,011
243
2,254
10.78%
23.10%
2021
0
0
0
0.00%
22.81%
2020
4,363
797
5,160
15.45%
21.51%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
3,489
633
4,122
15.36%
38.98%
2024
3,480
742
4,222
17.57%
39.58%
2023
4,669
839
5,508
15.23%
36.96%
2022
2,407
684
3,091
22.13%
37.07%
2021
1,113
441
1,554
28.38%
39.17%
2020
3,608
1,021
4,629
22.06%
35.42%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1
1
2
50.00%
83.87%
2024
2
2
4
50.00%
81.44%
2023
3
2
5
40.00%
74.87%
2022
0
0
0
0.00%
72.69%
2021
0
0
0
0.00%
79.01%
2020
0
0
0
0.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
6
4
10
40.00%
13.25%
2024
0
0
0
0.00%
12.32%
2023
0
1
1
100.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
1
1
100.00%
18.93%
2020
0
1
1
100.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
2,383
60
2,443
2.46%
45.21%
2024
2,927
95
3,022
3.14%
45.23%
2023
2,637
363
3,000
12.10%
44.64%
2022
2,010
243
2,253
10.79%
46.15%
2021
0
0
0
0.00%
46.87%
2020
0
0
0
0.00%
43.90%