B
Alfa General Ins Corp
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.33
Risk Adjusted
Capital Ratio #2
1.58
Loss
Ratio
74.54%
Total
Assets
147.14M
Capital
56.83M
Net
Premiums
47.39M
Net
Income
1.02M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2,452
2,005
4,457
44.99%
23.31%
2023
2,383
1,593
3,976
40.07%
22.83%
2022
2,160
1,725
3,885
44.40%
23.10%
2021
2,091
1,625
3,716
43.73%
22.81%
2020
1,320
1,458
2,778
52.48%
21.51%
2019
1,406
1,548
2,954
52.40%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
13
1
14
7.14%
47.45%
2023
12
1
13
7.69%
47.29%
2022
12
1
13
7.69%
45.44%
2021
12
0
12
0.00%
44.40%
2020
5
0
5
0.00%
42.45%
2019
6
0
6
0.00%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
37
6
43
13.95%
41.74%
2023
44
2
46
4.35%
38.64%
2022
35
1
36
2.78%
39.39%
2021
35
1
36
2.78%
40.41%
2020
42
2
44
4.55%
48.09%
2019
29
2
31
6.45%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
748
113
861
13.12%
39.58%
2023
882
22
904
2.43%
36.96%
2022
624
16
640
2.50%
37.07%
2021
639
11
650
1.69%
39.17%
2020
773
17
790
2.15%
35.42%
2019
394
15
409
3.67%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
81.44%
2023
1
0
1
0.00%
74.87%
2022
1
0
1
0.00%
72.69%
2021
2
0
2
0.00%
79.01%
2020
2
0
2
0.00%
80.13%
2019
1
0
1
0.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
2019
0
0
0
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,122
449
1,571
28.58%
45.22%
2023
991
337
1,328
25.38%
44.64%
2022
878
277
1,155
23.98%
46.15%
2021
905
262
1,167
22.45%
46.87%
2020
668
215
883
24.35%
43.90%
2019
731
233
964
24.17%
42.09%