Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1,869
138
2,007
6.88%
23.31%
2023
2,001
150
2,151
6.97%
22.83%
2022
1,982
148
2,130
6.95%
23.10%
2021
1,774
131
1,905
6.88%
22.81%
2020
1,554
114
1,668
6.83%
21.51%
2019
1,870
153
2,023
7.56%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
45
81
126
64.29%
47.44%
2023
44
78
122
63.93%
47.29%
2022
42
68
110
61.82%
45.44%
2021
43
56
99
56.57%
44.40%
2020
48
56
104
53.85%
42.45%
2019
76
72
148
48.65%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
32
37
69
53.62%
41.75%
2023
39
36
75
48.00%
38.64%
2022
38
35
73
47.95%
39.39%
2021
41
41
82
50.00%
40.41%
2020
46
72
118
61.02%
48.09%
2019
50
92
142
64.79%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
545
30
575
5.22%
39.58%
2023
597
37
634
5.84%
36.96%
2022
489
30
519
5.78%
37.07%
2021
517
36
553
6.51%
39.17%
2020
501
24
525
4.57%
35.42%
2019
417
20
437
4.58%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1
0
1
0.00%
81.35%
2023
1
0
1
0.00%
74.87%
2022
1
0
1
0.00%
72.69%
2021
1
0
1
0.00%
79.01%
2020
1
0
1
0.00%
80.13%
2019
1
0
1
0.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
2
15
17
88.24%
12.20%
2023
1
13
14
92.86%
16.34%
2022
2
13
15
86.67%
11.13%
2021
2
5
7
71.43%
18.93%
2020
1
5
6
83.33%
20.93%
2019
2
12
14
85.71%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
286
74
360
20.56%
45.22%
2023
306
76
382
19.90%
44.64%
2022
286
81
367
22.07%
46.15%
2021
267
61
328
18.60%
46.87%
2020
251
45
296
15.20%
43.90%
2019
354
61
415
14.70%
42.09%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
84.35%
2023
0
0
0
0.00%
68.07%
2022
0
0
0
0.00%
77.84%
2021
0
0
0
0.00%
84.45%
2020
0
0
0
0.00%
83.02%
2019
0
0
0
0.00%
81.57%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
64.47%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
0
0
0.00%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
112
35
147
23.81%
35.33%
2023
117
38
155
24.52%
35.67%
2022
121
48
169
28.40%
37.14%
2021
119
12
131
9.16%
35.46%
2020
109
31
140
22.14%
33.86%
2019
174
22
196
11.22%
34.01%