C
American Southern Home Ins Co
Amelia,  OH
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
4.40
Risk Adjusted
Capital Ratio #2
3.90
Loss
Ratio
--
Total
Assets
81.10M
Capital
29.74M
Net
Premiums
-19.57M
Net
Income
632.46K
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
403
45
448
10.04%
22.83%
2022
303
35
338
10.36%
23.10%
2021
243
32
275
11.64%
22.81%
2020
179
22
201
10.95%
21.51%
2019
217
30
247
12.15%
22.66%
2018
224
37
261
14.18%
21.92%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
5
2
7
28.57%
47.29%
2022
4
2
6
33.33%
45.44%
2021
6
2
8
25.00%
44.40%
2020
5
1
6
16.67%
42.45%
2019
5
3
8
37.50%
44.33%
2018
9
5
14
35.71%
44.16%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
6
4
10
40.00%
38.64%
2022
7
5
12
41.67%
39.39%
2021
10
5
15
33.33%
40.41%
2020
13
6
19
31.58%
48.09%
2019
9
6
15
40.00%
43.30%
2018
15
7
22
31.82%
41.13%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
1,656
1,000
2,656
37.65%
36.96%
2022
1,099
703
1,802
39.01%
37.07%
2021
1,211
870
2,081
41.81%
39.17%
2020
1,346
685
2,031
33.73%
35.42%
2019
1,106
598
1,704
35.09%
35.34%
2018
1,309
637
1,946
32.73%
34.35%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
7
17
24
70.83%
16.34%
2022
6
16
22
72.73%
11.13%
2021
6
9
15
60.00%
18.93%
2020
7
8
15
53.33%
20.93%
2019
16
10
26
38.46%
16.90%
2018
24
17
41
41.46%
11.94%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
18
8
26
30.77%
44.64%
2022
16
7
23
30.43%
46.15%
2021
14
7
21
33.33%
46.87%
2020
9
5
14
35.71%
43.90%
2019
13
7
20
35.00%
42.09%
2018
8
4
12
33.33%
39.60%
Warranty
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2018
0
0
0
0.00%
9.76%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
2
1
3
33.33%
35.67%
2022
2
1
3
33.33%
37.14%
2021
3
1
4
25.00%
35.46%
2020
4
1
5
20.00%
33.86%
2019
4
1
5
20.00%
34.01%
2018
8
1
9
11.11%
32.34%