C
American Modern Lloyds Ins Co
AmeliaOH
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
--
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
30
13
43
30.23%
22.83%
2022
26
4
30
13.33%
23.10%
2021
63
12
75
16.00%
22.81%
2020
32
5
37
13.51%
21.51%
2019
35
1
36
2.78%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
2
2
4
50.00%
47.29%
2022
2
2
4
50.00%
45.44%
2021
6
1
7
14.29%
44.40%
2020
8
0
8
0.00%
42.45%
2019
1
0
1
0.00%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
45
19
64
29.69%
38.64%
2022
44
18
62
29.03%
39.39%
2021
80
23
103
22.33%
40.41%
2020
83
23
106
21.70%
48.09%
2019
85
23
108
21.30%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2021
1
1
2
50.00%
39.17%
2020
27
13
40
32.50%
35.42%
2019
41
21
62
33.87%
35.34%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2019
2
1
3
33.33%
42.09%