C
Crum & Forster Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good liquidity (6.6 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (6.7) despite. Strong long-term capitalization index (8.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital has steadily grown over the last five years.
Other Rating Factors: Ample reserve history (8.0) that can protect against increases in claims costs. Excellent profitability index (8.7).
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business: Personal/comm auto (15.9%), comm multi (7.9%), fin guar/surety (4.1%), fire (3.6%), work comp (3.4%), product liab. (3.3%), other (61.8%)
Licensed in: All states except CA, FL, OR
Principal Investments: Investment grade bonds (99.8%), cash (0.2%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Fairfax Financial Holdings Limited
Investment Rating
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Company Address
305 Madison Avenue
Morristown, NJ 07960
Phone Number
(973) 490-6600
NAIC Number
42471
Website
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Largest Affiliates
B
Stamford, CT - P&C
C
Morristown, NJ - P&C
C
New York, NY - P&C
C
A
New York, NY - P&C