A
Frandisco P&C Ins Co
Toccoa,  GA
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
16.56
Risk Adjusted
Capital Ratio #2
12.71
Loss
Ratio
10.77%
Total
Assets
196.66M
Capital
150.92M
Net
Premiums
15.79M
Net
Income
9.95M
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Weiss Ratings Frandisco P&C Ins Co
Toccoa, GA 		Click to
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Rating A
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 7.40
Profitability Index 7.20
Reserve Adequacy Index 9.20
Stability Index 7.10
Company Info Frandisco P&C Ins Co
Toccoa, GA 		Click to
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Industry P&C
NAIC Number 42536
Phone Number (706) 886-7571
Website www.1ffc.com
Address 135 East Tugalo Street Toccoa, GA 30577
Balance Sheet Frandisco P&C Ins Co
Toccoa, GA 		Click to
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Total Assets 196.66M
Capital and Reserves Frandisco P&C Ins Co
Toccoa, GA 		Click to
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Risk-Adjusted Capital Ratio #1 16.56
Risk-Adjusted Capital Ratio #2 12.71
1-Year Reserve Development -150.00%
2-Year Reserve Development -110.00%
Capital 150.92M
Premium to Surplus 30.00%
Reserves to Surplus 0.00%
Investments Frandisco P&C Ins Co
Toccoa, GA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Frandisco P&C Ins Co
Toccoa, GA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 150.00%
Combined Ratio 60.00%
Expense Ratio 50.00%
Loss Ratio 10.77%
Net Premium Growth 10.00%
Other Medical Frandisco P&C Ins Co
Toccoa, GA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Frandisco P&C Ins Co
Toccoa, GA 		Click to
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Net Income 9.95M
Net Premium 15.79M
Health Premium --