Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
13
1
14
7.14%
42.44%
2024
11
0
11
0.00%
41.75%
2023
7
0
7
0.00%
38.64%
2022
11
2
13
15.38%
39.39%
2021
12
0
12
0.00%
40.41%
2020
10
0
10
0.00%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
3,645
255
3,900
6.54%
38.98%
2024
5,476
281
5,757
4.88%
39.58%
2023
6,827
522
7,349
7.10%
36.96%
2022
7,006
987
7,993
12.35%
37.07%
2021
10,739
1,037
11,776
8.81%
39.17%
2020
11,619
1,132
12,751
8.88%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
5
5
10
50.00%
13.25%
2024
6
5
11
45.45%
12.32%
2023
5
4
9
44.44%
16.34%
2022
9
4
13
30.77%
11.13%
2021
9
3
12
25.00%
18.93%
2020
4
1
5
20.00%
20.93%