B
Response Ins Co
ChicagoIL
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
--
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
15
6
21
28.57%
23.31%
2023
93
11
104
10.58%
22.83%
2022
219
64
283
22.61%
23.10%
2021
344
97
441
22.00%
22.81%
2020
321
97
418
23.21%
21.51%
2019
427
150
577
26.00%
22.66%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2022
0
1
1
100.00%
37.07%
2021
1
3
4
75.00%
39.17%
2020
1
0
1
0.00%
35.42%
2019
4
3
7
42.86%
35.34%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
4
1
5
20.00%
45.22%
2023
19
8
27
29.63%
44.64%
2022
73
54
127
42.52%
46.15%
2021
93
70
163
42.94%
46.87%
2020
100
114
214
53.27%
43.90%
2019
167
127
294
43.20%
42.09%