B
Response Ins Co
Chicago,  IL
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.34
Risk Adjusted
Capital Ratio #2
1.34
Loss
Ratio
--
Total
Assets
35.67M
Capital
30.32M
Net
Premiums
0.00
Net
Income
169.69K
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
43
33
76
43.42%
23.88%
2024
15
6
21
28.57%
23.31%
2023
93
11
104
10.58%
22.83%
2022
219
64
283
22.61%
23.10%
2021
344
97
441
22.00%
22.81%
2020
321
97
418
23.21%
21.51%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2022
0
1
1
100.00%
37.07%
2021
1
3
4
75.00%
39.17%
2020
1
0
1
0.00%
35.42%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
59
72
131
54.96%
45.21%
2024
4
1
5
20.00%
45.23%
2023
19
8
27
29.63%
44.64%
2022
73
54
127
42.52%
46.15%
2021
93
70
163
42.94%
46.87%
2020
100
114
214
53.27%
43.90%