B
Insurors Indemnity Co
Waco,  TX
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
124
89
213
41.78%
42.44%
2024
270
160
430
37.21%
41.75%
2023
343
0
343
0.00%
38.64%
2022
0
0
0
0.00%
39.39%
2021
317
169
486
34.77%
40.41%
2020
191
200
391
51.15%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
517
217
734
29.56%
38.98%
2024
625
373
998
37.37%
39.58%
2023
7,672
-6,339
1,333
-475.54%
36.96%
2022
0
0
0
0.00%
37.07%
2021
494
304
798
38.10%
39.17%
2020
396
220
616
35.71%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
2
2
4
50.00%
13.25%
2024
1
1
2
50.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
2
2
100.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
2
3
5
60.00%
20.93%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
63.59%
2024
0
0
0
0.00%
63.97%
2023
0
0
0
0.00%
62.55%
2022
3
1
4
25.00%
56.52%
2021
1
0
1
0.00%
62.74%
2020
1
0
1
0.00%
61.51%