B
Wayne Cooperative Ins Co
Clyde,  NY
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
3.39
Risk Adjusted
Capital Ratio #2
2.48
Loss
Ratio
74.36%
Total
Assets
53.22M
Capital
29.94M
Net
Premiums
22.26M
Net
Income
-1.11M
My Lists My Alerts
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
130
39
169
23.08%
42.44%
2024
115
48
163
29.45%
41.75%
2023
106
53
159
33.33%
38.64%
2022
168
51
219
23.29%
39.39%
2021
184
71
255
27.84%
40.41%
2020
141
55
196
28.06%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
514
179
693
25.83%
38.98%
2024
602
253
855
29.59%
39.58%
2023
388
160
548
29.20%
36.96%
2022
460
193
653
29.56%
37.07%
2021
550
246
796
30.90%
39.17%
2020
412
137
549
24.95%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1
0
1
0.00%
13.25%
2024
2
4
6
66.67%
12.32%
2023
0
4
4
100.00%
16.34%
2022
0
3
3
100.00%
11.13%
2021
1
2
3
66.67%
18.93%
2020
1
2
3
66.67%
20.93%