B
United Fire Lloyds
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.51
Risk Adjusted
Capital Ratio #2
1.01
Loss
Ratio
59.29%
Total
Assets
43.03M
Capital
11.38M
Net
Premiums
12.77M
Net
Income
1.28M
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Weiss Ratings United Fire Lloyds
Cedar Rapids, IA 		Click to
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Rating B
Capitalization Index 6.90
Investment Safety Index --
Liquidity Index 7.20
Profitability Index 6.30
Reserve Adequacy Index 5.40
Stability Index 4.60
Company Info United Fire Lloyds
Cedar Rapids, IA 		Click to
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Industry P&C
NAIC Number 43559
Phone Number (319) 399-5700
Website --
Address 118 Second Avenue, SE Cedar Rapids, IA 52401
Balance Sheet United Fire Lloyds
Cedar Rapids, IA 		Click to
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Total Assets 43.03M
Capital and Reserves United Fire Lloyds
Cedar Rapids, IA 		Click to
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Risk-Adjusted Capital Ratio #1 1.51
Risk-Adjusted Capital Ratio #2 1.01
1-Year Reserve Development -0.79%
2-Year Reserve Development 3.23%
Capital 11.38M
Premium to Surplus 112.19%
Reserves to Surplus 140.99%
Investments United Fire Lloyds
Cedar Rapids, IA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios United Fire Lloyds
Cedar Rapids, IA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 199.88%
Combined Ratio 94.74%
Expense Ratio 35.45%
Loss Ratio 59.29%
Net Premium Growth 9.43%
Other Medical United Fire Lloyds
Cedar Rapids, IA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability United Fire Lloyds
Cedar Rapids, IA 		Click to
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Net Income 1.28M
Net Premium 12.77M
Health Premium --