B
Central Co-operative Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
5.40
Risk Adjusted
Capital Ratio #2
3.62
Loss
Ratio
53.66%
Total
Assets
37.99M
Capital
25.42M
Net
Premiums
5.55M
Net
Income
-566.93K
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Weiss Ratings Central Co-operative Ins Co
Baldwinsville, NY 		Click to
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Rating B
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 7.60
Profitability Index 8.50
Reserve Adequacy Index 9.30
Stability Index 5.00
Company Info Central Co-operative Ins Co
Baldwinsville, NY 		Click to
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Industry P&C
NAIC Number 43826
Phone Number (315) 635-7606
Website www.centralco-op.com
Address Six Southgate Road Baldwinsville, NY 13027
Balance Sheet Central Co-operative Ins Co
Baldwinsville, NY 		Click to
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Total Assets 37.99M
Capital and Reserves Central Co-operative Ins Co
Baldwinsville, NY 		Click to
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Risk-Adjusted Capital Ratio #1 5.40
Risk-Adjusted Capital Ratio #2 3.62
1-Year Reserve Development -150.00%
2-Year Reserve Development -260.00%
Capital 25.42M
Premium to Surplus 50.00%
Reserves to Surplus 10.00%
Investments Central Co-operative Ins Co
Baldwinsville, NY 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Central Co-operative Ins Co
Baldwinsville, NY 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 90.00%
Expense Ratio 40.00%
Loss Ratio 53.66%
Net Premium Growth 0.00%
Other Medical Central Co-operative Ins Co
Baldwinsville, NY 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Central Co-operative Ins Co
Baldwinsville, NY 		Click to
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Net Income -566.93K
Net Premium 5.55M
Health Premium --