Finger Lakes F&C Co
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
54
25
79
31.65%
42.44%
2024
53
23
76
30.26%
41.75%
2023
41
27
68
39.71%
38.64%
2022
68
44
112
39.29%
39.39%
2021
56
55
111
49.55%
40.41%
2020
53
41
94
43.62%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
140
38
178
21.35%
38.98%
2024
154
52
206
25.24%
39.58%
2023
85
40
125
32.00%
36.96%
2022
103
53
156
33.97%
37.07%
2021
136
74
210
35.24%
39.17%
2020
93
60
153
39.22%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
13.25%
2024
0
0
0
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%