B
Finger Lakes F&C Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.81
Risk Adjusted
Capital Ratio #2
1.70
Loss
Ratio
87.46%
Total
Assets
59.34M
Capital
37.46M
Net
Premiums
6.14M
Net
Income
-458.06K
My Lists My Alerts
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
53
23
76
30.26%
41.74%
2023
41
27
68
39.71%
38.64%
2022
68
44
112
39.29%
39.39%
2021
56
55
111
49.55%
40.41%
2020
53
41
94
43.62%
48.09%
2019
72
47
119
39.50%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
154
52
206
25.24%
39.58%
2023
85
40
125
32.00%
36.96%
2022
103
53
156
33.97%
37.07%
2021
136
74
210
35.24%
39.17%
2020
93
60
153
39.22%
35.42%
2019
134
76
210
36.19%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
2019
0
0
0
0.00%
16.90%