B
North Country Ins Co
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
27
11
38
28.95%
41.74%
2023
27
15
42
35.71%
38.64%
2022
25
19
44
43.18%
39.39%
2021
21
17
38
44.74%
40.41%
2020
25
31
56
55.36%
48.09%
2019
22
13
35
37.14%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
92
29
121
23.97%
39.58%
2023
55
37
92
40.22%
36.96%
2022
75
42
117
35.90%
37.07%
2021
83
37
120
30.83%
39.17%
2020
90
28
118
23.73%
35.42%
2019
103
65
168
38.69%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2
0
2
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
1
1
100.00%
20.93%
2019
0
0
0
0.00%
16.90%