B
American West Ins Co
Fargo,  ND
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.95
Risk Adjusted
Capital Ratio #2
1.36
Loss
Ratio
74.19%
Total
Assets
54.04M
Capital
16.16M
Net
Premiums
17.55M
Net
Income
67.43K
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
439
108
547
19.74%
23.88%
2024
623
209
832
25.12%
23.31%
2023
770
231
1,001
23.08%
22.83%
2022
843
263
1,106
23.78%
23.10%
2021
877
285
1,162
24.53%
22.81%
2020
784
256
1,040
24.62%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
2
0
2
0.00%
49.08%
2024
2
0
2
0.00%
47.46%
2023
2
0
2
0.00%
47.29%
2022
2
0
2
0.00%
45.44%
2021
2
0
2
0.00%
44.40%
2020
1
0
1
0.00%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
5
4
9
44.44%
42.44%
2024
5
3
8
37.50%
41.75%
2023
10
12
22
54.55%
38.64%
2022
15
12
27
44.44%
39.39%
2021
16
16
32
50.00%
40.41%
2020
13
12
25
48.00%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
181
62
243
25.51%
38.98%
2024
185
69
254
27.17%
39.58%
2023
178
76
254
29.92%
36.96%
2022
383
104
487
21.36%
37.07%
2021
231
78
309
25.24%
39.17%
2020
178
68
246
27.64%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
13.25%
2024
0
0
0
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
179
72
251
28.69%
45.21%
2024
222
135
357
37.82%
45.23%
2023
200
66
266
24.81%
44.64%
2022
174
64
238
26.89%
46.15%
2021
245
143
388
36.86%
46.87%
2020
227
191
418
45.69%
43.90%