Imperial F&C Ins Co
Major Rating Factors:
Weak overall results on stability tests (0.2 on a scale of 0 to 10) including excessive premium growth. The largest net exposure for one risk is excessive at 28.0% of capital. Fair reserve development (3.6) as reserves have generally been sufficient to cover claims. Fair profitability index (4.9).
Other Rating Factors:
Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Superior liquidity (9.3) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
G - Fast asset or premium growth.
Principal Lines of Business:
Personal/comm auto (55.5%), homeowners (22.4%), fire (3.5%), other (18.6%)
Licensed in:
AL, AR, AZ, FL, GA, IN, KS, KY, LA, MO, MS, NC, NE, NM, NV, OK, SC, TN, TX, WV
Principal Investments:
Investment grade bonds (95.5%), other (4.5%)
Ratios
Premium to Surplus
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Reserve to Surplus
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1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Combined Ratio
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Cash From Underwriting
Net Premium Growth
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Investments in Affiliates
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Corporate Info
Group Affiliation
The Allstate Corporation
Investment Rating
Company Address
450 W. Hanes Mill Road
Winston-Salem, NC 27105
Winston-Salem, NC 27105
Phone Number
(800) 526-0332
NAIC Number
44369
Website
Largest Affiliates