D
Imperial F&C Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
--
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
10,305
5,311
15,616
34.01%
23.88%
2024
7,856
3,671
11,527
31.85%
23.31%
2023
5,541
2,842
8,383
33.90%
22.83%
2022
5,921
3,166
9,087
34.84%
23.10%
2021
8,675
3,880
12,555
30.90%
22.81%
2020
7,897
3,849
11,746
32.77%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
105
188
293
64.16%
49.08%
2024
87
241
328
73.48%
47.46%
2023
119
332
451
73.61%
47.29%
2022
100
395
495
79.80%
45.44%
2021
57
204
261
78.16%
44.40%
2020
76
136
212
64.15%
42.45%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1,959
1,071
3,030
35.35%
38.98%
2024
2,678
1,315
3,993
32.93%
39.58%
2023
2,068
1,038
3,106
33.42%
36.96%
2022
820
555
1,375
40.36%
37.07%
2021
3,853
1,211
5,064
23.91%
39.17%
2020
3,314
1,097
4,411
24.87%
35.42%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
8,503
6,492
14,995
43.29%
45.21%
2024
5,953
4,194
10,147
41.33%
45.23%
2023
4,626
3,540
8,166
43.35%
44.64%
2022
4,919
4,180
9,099
45.94%
46.15%
2021
6,824
4,691
11,515
40.74%
46.87%
2020
6,696
4,966
11,662
42.58%
43.90%