Health Options Inc
Major Rating Factors:
Good quality investment portfolio (6.7 on a scale of 0 to 10) containing significant exposure to junk bonds. Good overall results on stability tests (5.3) despite excessive capital growth during 2022. Good liquidity (6.6) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Excellent profitability (8.2) despite a decline in earnings during 2022. Excellent capitalization index (9.3) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Principal Lines of Business:
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Licensed in:
FL
Principal Enrollment Breakdown:
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