Major Rating Factors:
Fair overall capitalization (3.0 on a scale of 0 to 10) based on weak current risk-adjusted capital (severe loss scenario) as results have slipped from the excellent range over the last year. Weak profitability index (2.6) with 106.0 million in losses in the current year. Weak overall results on stability tests (1.9). Rating is significantly influenced by the strong financial results of GuideWell Mutual Holding Corporation.
Other Rating Factors:
Weak liquidity (0.0) as a spike in claims may stretch capacity. Excellent quality investment portfolio (9.9) containing small junk bond exposure.
Principal Lines of Business:
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Licensed in:
PR
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
GuideWell Mutual Holding Corporation
Investment Rating
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Company Address
Metro Office Park
Guaynabo, PR 00969
Guaynabo, PR 00969
Phone Number
(787) 620-1919
NAIC Number
11152
Largest Affiliates
