Major Rating Factors:
Weak profitability index (2.3 on a scale of 0 to 10) with 106.0 million in losses in the current year. Weak capitalization index (0.0) based on weak current risk-adjusted capital (severe loss scenario). Weak overall results on stability tests (1.9) based on a steep decline in capital during 2022. Rating is significantly influenced by the strong financial results of GuideWell Mutual Holding Corporation.
Other Rating Factors:
Weak liquidity (0.0) as a spike in claims may stretch capacity. Excellent quality investment portfolio (9.9) containing small junk bond exposure.
Principal Lines of Business:
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Licensed in:
PR
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
GuideWell Mutual Holding Corporation
Investment Rating
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Company Address
1441 F.D. Roosevelt Ave.
San Juan, PR 00920
San Juan, PR 00920
Phone Number
(787) 620-1919
NAIC Number
11152
Largest Affiliates