Major Rating Factors:
Fair profitability index (4.4 on a scale of 0 to 10) with 0.0 million in losses in the current year. Return on equity has been low, averaging 2.0% over the last five years. Fair overall results on stability tests (4.8) in spite of consistent premium and capital growth in the last five years but a significant -35% decrease in enrollment during the period. Rating is significantly influenced by the acceptable financial results of Carle Foundation. Fair liquidity (3.0) as cash resources may not be adequate to cover a spike in claims.
Other Rating Factors:
Excellent capitalization index (10.0) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent quality investment portfolio (9.5) containing small junk bond exposure.
Principal Lines of Business:
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Licensed in:
IA, IL, IN, NE, OH
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Carle Foundation
Investment Rating
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Company Address
3310 Fields South Drive
Champaign, IL 61822
Champaign, IL 61822
Phone Number
(800) 851-3379
NAIC Number
95513
Website
Largest Affiliates