B
Optimum Choice Inc
Rating Date
November 2025
NAIC
Classification
Health
Risk Adjusted
Capital Ratio #1
4.82
Risk Adjusted
Capital Ratio #2
4.02
Total
Assets
156.42M
Capital
80.93M
Health
Premiums
252.95M
Net
Income
30.85M
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Weiss Ratings Optimum Choice Inc
Rockville, MD 		Click to
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Rating B
Capitalization Index 10.00
Investment Safety Index 4.13
Liquidity Index 7.19
Profitability Index 8.42
Reserve Adequacy Index --
Stability Index 7.67
Company Info Optimum Choice Inc
Rockville, MD 		Click to
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Industry Health
NAIC Number 01238
Phone Number (240) 632-8109
Website --
Address 800 King Farm Boulevard Rockville, MD 20850
Balance Sheet Optimum Choice Inc
Rockville, MD 		Click to
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Total Assets 156.42M
Capital and Reserves Optimum Choice Inc
Rockville, MD 		Click to
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Risk-Adjusted Capital Ratio #1 4.82
Risk-Adjusted Capital Ratio #2 4.02
1-Year Reserve Development --
2-Year Reserve Development --
Capital 80.93M
Premium to Surplus --
Reserves to Surplus --
Investments Optimum Choice Inc
Rockville, MD 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Optimum Choice Inc
Rockville, MD 		Click to
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Medical Loss Ratio 75.86%
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical Optimum Choice Inc
Rockville, MD 		Click to
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Bonus Pay 233.00
Capitation Pay 6.34K
Contractual Pay 217.92K
Enrollment 81.57K
Fee For Service 35.34K
Medical Expense Per Member Per Month $393.00
Network Physicians 109.09K
Other Pay --
Salary Pay 0.00
Total Patient Encounters - Physician 397.92K
Total Patient Encounters-Non-Physician 109.90K
Profitability Optimum Choice Inc
Rockville, MD 		Click to
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Net Income 30.85M
Net Premium 252.95M
Health Premium 252.95M