C
Health Alliance Plan of MI
DetroitMI
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (2.7 on a scale of 0 to 10) due to a decline in earnings during 2023. Weak quality investment portfolio (2.7). Good overall results on stability tests (5.2) despite excessive capital growth during 2023.
Other Rating Factors: Excellent capitalization (7.6) based on excellent current risk-adjusted capital (severe loss scenario) reflecting improvement over results in 2021. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: MI
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
724
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
0
Bonus
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Henry Ford Health System
Investment Rating
--
Company Address
2850 West Grand Boulevard
Detroit, MI 48202
Phone Number
(313) 872-8100
NAIC Number
95844
Largest Affiliates
C
Detroit, MI - Health
D
Detroit, MI - Health