C
Alliance Health & Life Ins Co
DetroitMI
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (4.3 on a scale of 0 to 10). Weak profitability index (0.7) with 40.2 million in losses in the last two years. Average return on equity over the last five years has been poor at -8.3%. Weak quality investment portfolio (1.8).
Other Rating Factors: Good capitalization (6.8) based on good current risk-adjusted capital (severe loss scenario) reflecting improvement over results in 2021. Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Principal Lines of Business: --
Licensed in: MI
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
0
Fee For Service
Contractual Pay
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Henry Ford Health System
Investment Rating
--
Company Address
3031 West Grand Boulevard
Detroit, MI 48202
Phone Number
(313) 872-8100
NAIC Number
60134
Largest Affiliates
C
Detroit, MI - Health
D
Detroit, MI - Health