C
Horizon Healthcare of NJ Inc
NewarkNJ
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (0.8 on a scale of 0 to 10) with 334.3 million in losses in the current year. Weak overall results on stability tests (0.7) based on excessive premium growth during 2022, a decline in the number of member physicians during 2022. Weak liquidity (2.0) as a spike in claims may stretch capacity.
Other Rating Factors: Excellent overall capitalization (8.6) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent quality investment portfolio (7.3) containing small junk bond exposure.
Principal Lines of Business: --
Licensed in: NJ
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
183
Provider Compensation ($000)
Capitation Pay
--
Fee For Service
--
Contractual Pay
--
Salary
--
Bonus
--
Other
--
Member Physicians
0
Enrollment
Total Patient Encounters
Physician
0
Non-Physician
--
Corporate Info
Group Affiliation
Horizon Healthcare Services Inc
Investment Rating
--
Company Address
Three Penn Plaza, East
Newark, NJ 07105
Phone Number
(973) 466-5607
NAIC Number
95529
Largest Affiliates
D
Newark, NJ - Health
C
Newark, NJ - Health
D
Newark, NJ - Health