C
Independent Health Assn
Buffalo,  NY
Rating Date
January 2026
NAIC
Classification
Health
Risk Adjusted
Capital Ratio #1
1.25
Risk Adjusted
Capital Ratio #2
1.04
Total
Assets
742.17M
Capital
186.47M
Health
Premiums
1.58B
Net
Income
-85.37M
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Weiss Ratings Independent Health Assn
Buffalo, NY 		Click to
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Rating C
Capitalization Index 6.86
Investment Safety Index 7.97
Liquidity Index 6.20
Profitability Index 0.89
Reserve Adequacy Index --
Stability Index 0.91
Company Info Independent Health Assn
Buffalo, NY 		Click to
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Industry Health
NAIC Number 01346
Phone Number (716) 631-3001
Website www.independenthealth.com
Address 511 Farber Lakes Drive Buffalo, NY 14221
Balance Sheet Independent Health Assn
Buffalo, NY 		Click to
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Total Assets 742.17M
Capital and Reserves Independent Health Assn
Buffalo, NY 		Click to
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Risk-Adjusted Capital Ratio #1 1.25
Risk-Adjusted Capital Ratio #2 1.04
1-Year Reserve Development --
2-Year Reserve Development --
Capital 186.47M
Premium to Surplus --
Reserves to Surplus --
Investments Independent Health Assn
Buffalo, NY 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Independent Health Assn
Buffalo, NY 		Click to
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Medical Loss Ratio 91.53%
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical Independent Health Assn
Buffalo, NY 		Click to
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Bonus Pay 0.00
Capitation Pay 1.11M
Contractual Pay 35.00
Enrollment 173.90K
Fee For Service 318.56K
Medical Expense Per Member Per Month $687.00
Network Physicians 4.24K
Other Pay --
Salary Pay 0.00
Total Patient Encounters - Physician 476.29K
Total Patient Encounters-Non-Physician 275.11K
Profitability Independent Health Assn
Buffalo, NY 		Click to
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Net Income -85.37M
Net Premium 1.58B
Health Premium 1.58B