C
Cigna HealthCare of NC Inc
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair quality investment portfolio (3.8 on a scale of 0 to 10). Fair overall results on stability tests (3.0) based on rapid premium growth over the last five years, rapid enrollment growth during the past five years. Rating is significantly influenced by the acceptable financial results of The Cigna Group. Weak profitability index (0.9) with operating losses during 2020, 2021 and 2023. Average return on equity over the last five years has been poor at -20.4%.
Other Rating Factors: Good liquidity (6.7) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent capitalization (7.9) based on excellent current risk-adjusted capital (severe loss scenario) reflecting improvement over results in 2020.
Principal Lines of Business: --
Licensed in: NC, VA
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
699
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
0
Bonus
846
Other
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
The Cigna Group
Investment Rating
CI
Company Address
900 Cottage Grove Road
Bloomfield, CT 06002
Phone Number
(860) 226-6000
NAIC Number
95132
Largest Affiliates
U
Bloomfield, CT - Health
C
Bloomfield, CT - Health
E
Bloomfield, CT - Health
D
Scottsdale, AZ - Health
C
Bluffton, SC - Health