E
Cigna HealthCare of Texas Inc
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (0.9 on a scale of 0 to 10) with 69.9 million in losses in the last two years. Average return on equity over the last five years has been poor at -80.5%. Fair overall results on stability tests (4.1) based on rapid premium growth over the last five years, excessive capital growth during 2023 and rapid enrollment growth during the past five years. Rating is significantly influenced by the acceptable financial results of The Cigna Group. Excellent overall capitalization (8.2) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Other Rating Factors: Excellent quality investment portfolio (9.9) containing small junk bond exposure. Excellent liquidity (7.3) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: TX
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
328
Provider Compensation ($000)
Capitation Pay
Fee For Service
0
Contractual Pay
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
The Cigna Group
Investment Rating
CI
Company Address
900 Cottage Grove Road
Bloomfield, CT 06002
Phone Number
(860) 226-6000
NAIC Number
95383
Largest Affiliates
U
Bloomfield, CT - Health
C
Bloomfield, CT - Health
D
Scottsdale, AZ - Health
C
Bloomfield, CT - Health
C
Bluffton, SC - Health