CareFirst BlueChoice Inc
Major Rating Factors:
Good quality investment portfolio (6.0 on a scale of 0 to 10) containing moderate junk bond exposure. Good overall results on stability tests (6.0). Potentially strong support from affiliation with CareFirst Inc. Good liquidity (5.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Weak profitability index (1.5) with 180.0 million in losses in the last two years. Return on equity has been low, averaging 1.4% over the last five years. Excellent overall capitalization (8.3) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Principal Lines of Business:
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Licensed in:
DC, MD, VA
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
CareFirst Inc
Investment Rating
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Company Address
10455 Mill Run Circle
Owings Mills, MD 21117
Owings Mills, MD 21117
Phone Number
(410) 581-3000
NAIC Number
96202
Website
Largest Affiliates
