B
CareFirst BlueChoice Inc
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
Weiss Ratings CareFirst BlueChoice Inc
Owings Mills, MD
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Rating B
Capitalization Index 8.17
Investment Safety Index 4.96
Liquidity Index 6.36
Profitability Index 1.51
Reserve Adequacy Index --
Stability Index 4.76
Company Info CareFirst BlueChoice Inc
Owings Mills, MD
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Industry Health
NAIC Number 01496
Phone Number (410) 581-3000
Website individual.carefirst.com
Address 10455 Mill Run Circle Owings Mills, MD 21117
Balance Sheet CareFirst BlueChoice Inc
Owings Mills, MD
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Total Assets 1.56B
Capital and Reserves CareFirst BlueChoice Inc
Owings Mills, MD
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Risk-Adjusted Capital Ratio #1 2.29
Risk-Adjusted Capital Ratio #2 1.91
1-Year Reserve Development --
2-Year Reserve Development --
Capital 675.84M
Premium to Surplus --
Reserves to Surplus --
Investments CareFirst BlueChoice Inc
Owings Mills, MD
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios CareFirst BlueChoice Inc
Owings Mills, MD
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Medical Loss Ratio 81.57%
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical CareFirst BlueChoice Inc
Owings Mills, MD
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Bonus Pay 0.00
Capitation Pay 2.85K
Contractual Pay 3.63M
Enrollment 646.54K
Fee For Service 34.51K
Medical Expense Per Member Per Month $432.00
Network Physicians 73.57K
Other Pay --
Salary Pay 0.00
Total Patient Encounters - Physician 4.20M
Total Patient Encounters-Non-Physician 4.18M
Profitability CareFirst BlueChoice Inc
Owings Mills, MD
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Net Income 32.56M
Net Premium 4.15B
Health Premium 4.15B